Harley Davidson Insurance- Everything You Want To Know

Who knows Harley-Davidson motorcycles—and how to protect them—better than Harley-Davidson Insurance Services?

5 min read
Harley Davidson Insurance
Photo by Austin Neill / Unsplash

It is an obvious fact. Your motorcycle is your pride and joy, and that feeling and connection to your bike are what their brand is all about. You want your motorcycle protected, and if something happens, you want the best motorcycle insurance to help get you back on the road as quickly as possible.

MOTORCYCLE INSURANCE COMPANIES RECO...
MOTORCYCLE INSURANCE COMPANIES RECOMMEND ADEQUATE PROTECTIVE CLOTHING

Harley Davidson Insurance Services provides service as a trusted motorcycle insurance agency that knows all about the motorcycle lifestyle. They stand behind their policies with industry-leading services, coverage, and support.

You'll also find money-saving motorcycle insurance discounts and experienced customer service and claims support. It's why riders trust them to help protect them and their bikes.

You can get Harley-Davidson Insurance today with a fast, free quote.

About Harley Davidson Insurance

Who knows Harley-Davidson motorcycles—and how to protect them—better than Harley-Davidson Insurance Services? Their agents understand what riders like you need and are knowledgeable of the ins and outs of motorcycle insurance.

They specialize in coverages that help protect Harley motorcycle riders like you and meet your unique needs—from state-required liability insurance to the leather and safety apparel you wear to customize your Harley motorcycle.

Approach To Claims

If you're involved in an incident and need to file a claim, we're here to help you. They know how vital your Harley motorcycle is to you and that you want to get back on the road as soon as possible.

They can direct you to a claims representative who has a thorough knowledge of Harley-Davidson bikes and will work with your H-D™ dealer to get you back riding on the open road.

Protection Products

At Harley-Davidson Insurance Services, they offer an array of insurance and protection products through your local Harley-Davidson® dealer, including:

  • Extended Service Plans
  • H-D™ Theft Protection
  • H-D™ Planned Maintenance
  • H-D™ Appearance Protection
  • Many other products

See your local H-D™ dealer for more information.

Insurance Relationships

They have been appointed to many of the top motorcycle insurance carriers for much of their history, including Progressive Insurance, Dairyland Insurance, Foremost Insurance, and other top motorcycle insurers.

Progressive Insurance

Harley Davidson Insurance moved to exclusively write new policies with the Progressive Motorcycle Insurance product for a brief period.

Dairyland Insurance

With options ranging from basic liability insurance to full coverage with protection for additional custom parts and equipment, our relationship with Dairyland ensures a policy for virtually every rider.

And Harley-Davidson Insurance is available for nearly all makes and models—even other brands of motorcycles.

These experiences have led them to where they are today, which is selling a unique Harley-Davidson Insurance product explicitly designed for the Harley motorcycle rider.

Why is Dairyland Insurance Expensive?

Based in Wisconsin, Dairyland has specialized in high-risk drivers since it was founded in 1953. It's a part of auto insurance companies' "nonstandard" market, and it charges accordingly high prices.

Here's more of what they provide through affordable motorcycle insurance

Harley Davidson offers multiple motorcycle insurance options and different types of motorcycle insurance options ranging from basic liability insurance to full coverage. Protection is based on your needs, including collision, comprehensive and bodily injury, replacement cost, rental reimbursement, and roadside assistance.

There is also special equipment coverage for additional custom parts and equipment. There is a policy for virtually every rider and an insurance policy for nearly all makes and models—even other brands of motorcycles.

  1. Harley Davidson insurance coverage choices
  • Liability coverage
  • Comprehensive and Collision
  • Uninsured/Underinsured Motorist (UM/UIM)
  • Medical Payments
  • Coverage for helmets and safety apparel
  • Total Loss Coverage
  • Trip Interruption Coverage
  • Roadside Assistance
  • Guest passenger liability
  • Bodily injury liability
  • Property damage liability
  • Vacation rental
  • Personal injury protection
  • Rental reimbursement
  1. Harley-Davidson bike insurance benefits
  • Harley-Davidson Genuine Motor Parts and Accessories
  • HOG member discount
  • $1,000 Accessory Coverage included
  • Harley-Davidson Riding Academy discount
  • Accident Forgiveness
  • Learn more about the benefits of a Harley-Davidson Insurance policy.
  1. Protection for different types of bikes

Harley Davidson covers all types of motorcycles—not just Harley-Davidson models. We cover most motorcycle manufacturers, including models such as Cruisers, Touring, and Sport Bikes, among others.

Learn more about the types of motorcycles they insure.

  1. Money-saving motorcycle insurance discounts

Are you looking for low-cost motorcycle insurance? It's here, and you'll get the quality service you've expected from Harley-Davidson. With Harley Davidson, you can save without sacrificing security. Request a motorcycle insurance quote.

  1. Experienced support

For more than 20 years, Harley-Davidson Insurance Services has provided motorcycle and rider insurance. They have the experience and knowledge to get you the assistance you require so that you and your bike can get back on the road.

If you have any questions, don't hesitate to get in touch with them. They're ready to assist.

Get a motorcycle insurance quote from one of the most reputable motorcycle insurance companies today. They'll help you, and your bike stays safe now and in the future.

Get an instant motorcycle insurance quote.

With Harley-Davidson Insurance, you can choose from a wide range of coverages to find the best policy for your motorcycle. Enjoy the ride with an affordable policy that protects you and ensures your bike is insured.

Is Harley Davidson Insurance Expensive?

Yes, Harley-Davidson motorcycles are expensive because it's a premium brand. It has increased its quality since the 1970s by reducing the number of suppliers and implementing strict standards. Manufacturing and assembly take place in a country where the demand for labour is higher.

Motorcycle Insurance FAQs

HOW DO I GET A HARLEY-DAVIDSON INSURANCE POLICY?

The choice is yours. You can buy directly via their website to get a quote, make payments, and report claims. In addition, most Harley-Davidson dealership locations can also assist you now.

WHAT STATES DO HARLEY-DAVIDSON INSURANCE SERVICES WRITE IN?

They write motorcycle insurance in 48 states, and they're unable to offer liability coverage insurance policies in Alaska, Hawaii, and Washington, DC. However, if you live in the covered states, you're also covered when travelling to those areas.

WHAT LIABILITY COVERAGE OPTIONS DO THEY OFFER?

No matter what state you live in, you must carry a basic insurance policy. Beyond that, most states have specific requirements. When you get a quote, your state-based coverage options will be shown to you. So, it's essential to know what all the options are for.

WHAT TYPES OF MOTORCYCLE INSURANCE DISCOUNTS ARE AVAILABLE?

Harley-Davidson Motorcycle Insurance Services offers several discounts to its policyholders that may result in a reduced monthly insurance cost.

Suppose you own more than one cycle, own a home, have taken a motorcycle safety course (such as our Harley-Davidson Riding Academy), or are a HOG member. In that case, you might be eligible for a discount on your insurance rate.

You'll have a chance to review your eligible discount(s) during the motorbike insurance quote process.

DO THEY OFFER ROADSIDE ASSISTANCE?

Roadside assistance is an available add-on coverage option for all policyholders, providing emergency service to your motorcycle due to battery failure, flat tire, lock-out, or mechanical or electrical breakdown.

You'll also be covered for the immediate need for fuel, oil, fluid, or water, along with towing services to the nearest qualified service facility if required.

WHERE CAN I FIND A HARLEY-DAVIDSON DEALERSHIP NEAR ME?

They have Harley-Davidson motorcycle dealerships located across the country. To find the dealership closest to you, use the Find a Dealer function on their website.


HOW DO I GET A MOTORCYCLE SAFETY TRAINING DISCOUNT?

You might qualify for a discount if you've voluntarily taken and passed a motorcycle safety course in the past five years. They accept most safety courses, including the Harley-Davidson Riding Academy.

WHAT SHOULD I EXPECT FROM THE CLAIMS PROCESS?

Should something unfortunate result in a collision or personal injury claim, they're here to help. At Harley-Davidson Insurance Services, they can direct you to a motorcycle claims specialist who will walk you through the process and help you get back on the road.

CAN I BUY HARLEY-DAVIDSON INSURANCE FOR A MOTORCYCLE THAT IS NOT A HARLEY-DAVIDSON MODEL?

Yes. Harley-Davidson Insurance is available for virtually all makes and models—even customized motorcycles and motorcycles 25 years and older.

HOW CAN THEY HELP? CONTACT THEM NOW.

Didn't find all of the information you were looking for? Or perhaps you have additional questions? Whether you need help with the quote process, policy questions, payment inquiries, or filing a claim, they're here to help.

Check out their official website for more details.