How Much Is Motorcycle Insurance in Ohio?

When it comes to motorcycle insurance, Ohio has some of the most affordable policies in the country.

3 min read
How Much Is Motorcycle Insurance in Ohio?
Photo by Gerhard Siebert / Unsplash

When it comes to motorcycle insurance, Ohio has some of the most affordable policies in the country. You can choose between two main types of coverage: rental reimbursement and replacement cost coverage. Rental reimbursement pays for the costs of a rental motorcycle in the event of a total loss. Replacement cost coverage pays out the current market value of your bike, taking depreciation into account. Rental reimbursement is an excellent option if you're in Ohio and will save you money in the long run.

Geico

There are several important factors to consider when it comes to Geico motorcycle insurance in Ohio. For starters, Ohio has an "at fault" insurance system, meaning that the at-fault driver is responsible for paying the bills. Additionally, you may face fines, license suspensions, and even jail time if you are found at fault in an accident. Understanding what you need in a motorcycle insurance policy is essential to avoiding the financial headaches associated with an accident.

Although GEICO does offer impressive rates, it does not have comprehensive motorcycle coverage. This is especially true for new motorcycles. While it offers roadside assistance and other helpful benefits, it does not provide full coverage, original and custom parts replacement, or trip interruption coverage. If you are a motorcycle enthusiast, you might want to consider Dairyland, which offers comprehensive coverage for a low price. GEICO motorcycle insurance in Ohio has good reviews, but it may not be the best choice.

Progressive

While the cost of Progressive motorcycle insurance in Ohio is not the lowest in the state, it does offer a low premium compared to other companies. The average insurance price is $551 per year, 11% less than the statewide average. If you want to save even more money, consider several discounts offered by Progressive, such as paying in full. You can also save money by switching providers. Another bonus of Progressive is their top customer service, with less than half the complaints of typical insurers.

When choosing motorcycle insurance in Ohio, look for features you need, such as rental reimbursement. The average policy will cover damages to your bike, but there are many options to choose from. You can even choose between liability coverage and replacement cost coverage. The latter option provides full reimbursement if you are the at-fault party in an accident. The last chance pays out the total value of your bike, taking into account depreciation.

Nationwide

If you are looking for motorcycle insurance in Ohio, you may be surprised to discover that you have several options. Nationwide provides comprehensive coverage and discounts for homeowners and multi-policy policyholders. The company has local agents to help you find the right policy at the best price. You may also want to check out its online motorcycle insurance quote comparison tool for motorcycle insurance in Ohio. If you have any questions, you can also contact a Nationwide agent.

Some policies may also offer uninsured/underinsured motorist coverage. This coverage pays for medical expenses after an accident and damages to your bike or other property. Your state may require underinsured/uninsured motorist coverage if you plan to finance or lease a motorcycle. Other than collision coverage pays for damage incurred by falling objects or vandalism. Regardless of the type of coverage you choose, it is vital to protect you from any unexpected expenses.

Dairyland

If you have ever wondered how much is motorcycle insurance in Dairyland, you are not alone. Dairyland is home to many high-quality motorcycle insurance companies. With comprehensive coverage, you can rest easy knowing you'll be protected from accidents, theft, and damage to your bike. Dairyland offers coverage for a wide range of models, including Harley-Davidson, Honda, Indian, sport bikes, custom bikes, mopeds, and off-road vehicles.

Dairyland offers a variety of discount options, including a transfer discount if you've been with the same company for six months. The insurance company also provides discounts for defensive driving courses, anti-theft devices, and seniors. Motorcycle insurance in Dairyland costs $881 per year for a full-coverage policy. You can expect to pay more if you have a history of driving violations or other infractions, so consider this when comparing prices.