Southern Harvest Insurance | All You Need To Know

In July of 2019, Southern Harvest joined the Confie family of firms, making it one of the largest privately-held insurance brokers in the United States.

6 min read
By Prerna
Southern Harvest Insurance | All You Need To Know
Photo by Kelli McClintock / Unsplash

Southern Harvest provides low-cost auto insurance. They partner with the most significant insurance companies to get you the best coverage at the lowest price. You won't have to go to many websites to compare rates because they'll do the legwork and present you with the most cost-effective possibilities.

Choose the package that best suits your needs to discover more about the fantastic insurance options available from Southern Harvest.

In July 2019, Southern Harvest joined the Confie family of firms, making it one of the largest privately-held insurance brokers in the United States. Southern Harvest was founded with a single goal: to produce vehicle insurance inexpensive for everyone in Georgia.

Southern Harvest Insurance can provide a wide range of insurance policies, from the most basic to the most comprehensive. They specialize in non-standard automobile insurance. They assist their customers in getting back on the road, regardless of their driving history. Their knowledgeable staff of insurance advisors is local agents familiar with the area and take pleasure in offering excellent service and competitive pricing to help you get the right policy for you and your budget. Its 23 offices across Georgia's suburban and rural areas offer a wide range of insurance products. They can assist you in the following ways:

  • Find the best rates
  • Shop multiple carriers to find you the best coverage
  • Service your policy over the phone and in-person

Southern Harvest Insurance is more than just a corporation that sells insurance. In keeping with their dedication to corporate social responsibility, they're committed to giving back to our community. As a result, they make their online knowledge centre available to the community. You may receive expert help in their knowledge centre, whether you're unsure about your auto insurance policy terms or just seeking ideas on keeping your automobile in good shape.

But they aren't the only ones who have beautiful things to say. Southern Harvest has been voted the Allstate Agency of the Year for the Southeast Region and the State of Georgia. Southern Harvest was ranked first in the Southeast Region and second in the United States in Allstate production.

Most significantly, Southern Harvest strives to be the most dependable source of insurance solutions, allowing consumers to rest easy.

Insurance Offered By "Southern Harvest Insurance"

Auto InsuranceComparing rates from several companies are crucial to saving money on vehicle insurance in Georgia. While this may be a lot of work, saving money on auto insurance does not have to be one of them. Southern Harvest is ready to assist you in obtaining low-cost auto insurance in Georgia.

Don't waste any more time looking for low-cost vehicle insurance in Georgia. You've come to the right place, and Southern Harvest is ready to help you save money while finding the best coverage. This may be done without visiting multiple websites or making numerous phone calls.

Minimum Requirements

In Georgia, all drivers must carry liability auto insurance with at least:

  • $25,000 bodily injury liability (per person)
  • $50,000 bodily injury liability (total)
  • $25,000 property damage liability


  • Good Student discount
  • Multi-car discount
  • Anti-theft discount
  • Good driver discount
  • Multi-policy discount
  1. Motorcycle Insurance

Are you looking for a low-cost motorcycle insurance policy? Southern Harvest can help you discover affordable motorbike or scooter insurance coverage.

Whether you ride your motorbike for fun or save money on petrol, knowing that you and your bike are adequately insured will put your mind at ease. Southern Harvest Insurance provides affordable rates on the top motorcycle insurance packages regardless of what type of motorcycle you ride.

Motorcycle insurance discounts are also available for experienced riders. Inquire about discounts for insuring several motorcycles or scooters and completing certified motorcycle training and safety courses with a Southern Harvest Insurance advisor.

Minimum Requirements

  • $25,000 person for bodily injury liability
  • $50,000 total for bodily injury liability
  • $25,000 for property damage liability
  1. Renters Insurance

In Georgia, many landlords and leasing firms are demanding renters insurance. Even if your lease does not require renters insurance, a low-cost coverage can protect you from tens of thousands of dollars in damages if the unthinkable occurs.

With Southern Harvest, protecting your belongings has never been easier. Southern Harvest Insurance compares renters insurance in Georgia to leading providers, so all you have to do is sit back and save.

  1. Home Insurance

If you just bought a new house in Georgia, you might be wondering if you need home insurance. We'll look at what homeowner's insurance is, what it covers, how much it costs, and why you should buy it.

Home insurance, often known as homeowners insurance, protects your private residence. Home insurance protects your house from a variety of accidental and unintentional damages. It also covers injuries or property damage caused by visitors while in your house or on your land.

  1. Life Insurance

Southern Harvest Insurance provides a straightforward and cost-effective life insurance option. Southern Harvest Insurance eliminates the time-consuming enrollment process, allowing you to choose from various life insurance firms. You may apply online in just a few minutes, and it's free. They've created a one-stop online shop for all of your life insurance needs, and we'd be delighted to assist you in finding the best coverage for your needs and budget. Peace of mind is only a few steps away.

  1. SR-22 Insurance

You'll almost certainly need to complete an SR-22 form if you were recently caught driving without vehicle insurance in Georgia or if you were charged with a DUI. An SR-22, or "Safety Responsibility," is a document that confirms you have appropriate motor insurance coverage to the Georgia Department of Driver Services (DDS). A "certificate of financial responsibility" is another name for an SR-22.

Other Services

  1. Roadside Assistance

With a roadside assistance package from Southern Harvest, you can rest easy knowing that you and your family are covered on the road 24 hours a day, seven days a week. A roadside assistance plan covers a wide range of services that will come to your aid if you become stranded. You can seek assistance on the side of the road, in a parking lot, at work, or even at home.

You'll get affordable pricing and timely service from a firm that has been safeguarding drivers for years when you purchase 24-hour roadside assistance from them.

How Much Is a Roadside Assistance Plan?

Roadside Assistance Plans from Southern Harvest Insurance are affordable, costing just:

  • Prices start at $60 for a 6-month plan.
  • Prices start at $100 for a 12-month plan.
  1. Tire Hazard Protection

Even the most cautious driver may face a damaged wheel, flat tire, or punctured tire when travelling in Georgia. Any nail, pothole, or piece of glass that punctures or bruises your vehicle's tires can easily damage the wheels, resulting in costly repairs. Thankfully, Southern Harvest's Tire Hazard Protection Plan will ensure that your tire is fixed swiftly and affordably.

Travelling with a flat or punctured tire can be a stressful experience, and it's critical to get the tire problem corrected as soon as possible to get back on the road. Southern Harvest has you covered with a standard tire hazard protection plan with Travel Club membership. With this, you can rest assured that you will not be responsible for the entire expense of repairing an emergency tire problem.

  1. Paintless Dent Repair

Did someone ding your motor vehicle in the parking lot? Mall and supermarket parking spaces are often playgrounds for irresponsible and careless pedestrians who harm your car. Similarly, recreational equipment, road debris, falling tree branches, and other factors might produce tiny dents in your vehicle. Regardless of the circumstance, even a minor scratch or blemish can detract from your vehicle's appearance and resale value. Fortunately, Southern Harvest's paintless dent restoration service can help you restore your vehicle's minor dings and dents. As a result, you will avoid the high cost of damage repairs or repainting your car in Georgia.

Southern Harvest Insurance wants to help drivers and automobile owners save money on auto repairs following a scratch or dent caused by careless pedestrians, road debris, and other factors. To keep your car's worth and avoid potential damage to other parts, such dents must be repaired as soon as possible. Southern Harvest provides you with a paintless dent repair plan as part of your Travel Club membership. You won't have to worry about the high out-of-pocket costs of dent repairs or auto repainting with this.

Frequently Asked Questions

How Much Car Insurance Do I Need in Georgia?

When deciding on the correct coverage, keep your demands in mind. Answer the following questions: What is the maximum amount you can spend out of pocket? Do you pay for your car regularly? Is there anyone in your household who could be excluded from coverage? The responses should guide your choice of automobile insurance coverage.

What Happens to my Car Insurance if I Move?

You can advise Southern Harvest or your insurance carrier that you are moving in several ways:

Directly notify your insurance company: Call your insurance company or write the new address on your statement, and they will make the necessary changes.

Should I Get Insurance with Southern Harvest?

Since 1984, Southern Harvest has offered low-cost auto insurance to Georgia residents. Southern Harvest is the simplest way to compare, select, and get the coverage you need, with 23 handy locations and top carriers.


tel: 877-831-4677


You can easily mail your payment to the address listed on your policy documents. Southern Harvest accepts both checks and money orders, and they also accept payments by phone or in person at one of their 23 offices across Georgia.