The Best Home Warranty Companies

What makes a good home warranty company? Among these factors are customer service and warranty coverage.

7 min read
By Prerna
The Best Home Warranty Companies
Photo by krakenimages / Unsplash

What makes a good home warranty company? Among these factors are customer service and warranty coverage. A company that offers a 24-hour call center and an online portal is the best choice for many homeowners. It's crucial for home warranty companies to respond quickly to customer calls, even if they happen to come in at 2 am. You can also find out how each home warranty company pays the technicians. Some will expect you to pay for their services, while others will pay the technician directly.

Top 10 Home Insurance Companies in ...
Top 10 Home Insurance Companies in 2019

Liberty Home Guard

When purchasing a home warranty, you may wonder whether the coverage period is long enough. Unlike some home warranty companies, Liberty Home Guard begins coverage after 30 days, which is five days longer than the industry standard. However, this means you must wait for 30 days before you can file a claim. If you need a repair immediately, consider another home warranty company, such as Landmark Home Warranty, Total Home Protection, Freedom, or High Tech Home Warranties. With these companies, you can request a repair from a contractor within two business days.

While it's important to carefully read the fine print of any contract before signing up, Liberty offers a money-back guarantee for the first 30 days of the agreement. If you aren't satisfied with the service, they will refund your contract fee on a pro-rata basis, plus a cancellation fee of $50. If you decide to cancel after the first 30 days, you will receive a pro-rated refund for remaining months.

As of January 2016, Liberty Home Guard was the only home warranty provider to receive an A+ rating from the Better Business Bureau, the nonprofit organization that advocates for ethical business practices. Their customer satisfaction and transparency ratings are consistently high, making them the best option for many homeowners. While you can find a cheaper warranty plan from a different company, you need to be sure that you will not be paying extra for coverage you don't need. It's important to compare a home warranty's benefits and costs before you commit to one.

There are 38 add-on services offered by Liberty Home Guard. If you don't have time to make a visit to a technician, you can opt for the company's convenient online portal to file a claim. They also cover many common home systems and appliances, including those that are prone to breakdowns. The plans vary in the amount of coverage that you receive and whether you can choose a technician of your own. However, you may have to pay a higher deductible to receive repairs if the company refuses to cover it.

America's Preferred Home Warranty

America's Preferred Home Warranty is a Christian-based home warranty group headquartered in Jackson, Michigan. Customers rate the company's service with an A+ rating with the Better Business Bureau and three stars from over 140 customers. In addition to offering a comprehensive package of services, America's Preferred is one of the few home warranty companies that does not offer multiple plans for different protection needs. Instead, you will receive one comprehensive plan.

Home warranty plans typically cover broken systems in single-family homes throughout the United States. This type of home insurance does not replace or repair damaged materials, but is often a better option than homeowners' insurance. While your insurance policy protects you against natural disasters like fire and flooding, a home warranty will cover broken systems. America's Preferred Home Warranty also covers normal wear and tear and offers an optional add-on coverage package to cover specific parts of your home.

America's Preferred Home Warranty covers various major home systems and appliances. The company's sample contract provides details of coverage for appliances and home systems. You can also add Preferred Upgrade Enhancements, which offer additional protection for some of your equipment. You may also opt for an extended coverage package for select appliances and home systems. You can also purchase a special electrical package to cover fire alarms, lighting fixtures, and doorbells.

When comparing different home warranty plans, consider the deductibles. The Standard Coverage Combo Plan may cost as little as $465, while a Preferred Upgrade Plan adds a $125 deductible to your policy. You should also consider the type of home you own and what you use for repairs. For example, older home equipment is more likely to require repair, so you may want to consider buying a Preferred Upgrade Combo Plan for an additional $125.

America's 1st Choice Home Club

The America's First Choice Home Club home warranty company offers comprehensive home protection plans. It offers four levels of protection and a number of optional service benefits. The company will send a qualified technician to fix any covered system. This service is available to consumers in all states except for California, South Carolina, and Illinois. There are also several benefits for real estate agents and builders. The home warranty company is also available online.

The price of the system plan for America's First Choice Home Club varies. The cost will depend on the size of your home, location, and service fee plan. The Systems Plan covers the AC/heating system, plumbing, water heater, and ductwork. This plan averages $43 per month, but the actual cost will depend on your location, add-ons, and service fee choice.

You can choose to purchase a single plan, a family plan, or a yearly plan. You can also purchase a plan that covers specific appliances, such as a dishwasher. Regardless of what package you select, the America's 1st Choice Home Club home warranty company offers excellent coverage. Buying a home warranty plan will protect you against expensive repair bills. If you're unsure of whether it's right for you, compare different home warranty companies to find the best option for your needs.

When choosing a plan, the price range will vary depending on the plan you choose. The Platinum Plan costs $625 annually, while the Gold Plan is $550. The Silver Plan costs $450 per year. And you can also buy add-ons to your plan if you need them. The system plan costs the most, so you'll want to check whether it's right for your home.

American Home Shield

The American Home Shield home warranty plan covers several components of a home. It also covers the pool, spa, guest unit, and septic tank system. The plan also offers unlimited callouts and offers a 24-hour service hotline. Despite the company's high-profile reputation, reviews on American Home Shield have been mixed. While American Home Shield promises to minimize uncertainty and provide peace of mind, customers have had inconsistent experiences with the company.

For example, American-Home Shield provides free estimates for repairs. It is also important to understand exactly what your plan covers. The coverage is broad compared to its competitors, particularly at the platinum level. Despite this, roof leaks are not included in most plans. For real estate agents, American Home Shield also offers state-specific plans. The company estimates that its plans are part of more than 300,000 real estate transactions each year. If you're selling a home, you may qualify to receive coverage for up to six months with no money down until closing.

Customers can choose from different coverage options and pay for service levels through their American-Home Shield home warranty. While some customers are satisfied with the quick repairs and easy claims process, some customers complain of being denied claims and having negative experiences with on-site technicians. In this review, the This Old House Reviews Team ranked American Home Shield as the best overall home warranty provider. The warranty plan allows you to select a contractor or service provider, and you can customize the cost of service and parts.

As one of the first home warranty companies in the United States, American-Home Shield has been around for more than 40 years. It employs over 1,700 people and maintains a nationwide network of over 13,000 independent home service contractors. It also has an expansive network of more than 45,000 service technicians. The warranty is offered for one year and protects the owner from costly repair and replacement bills. There are many benefits to owning a warranty and getting protection for your home.

ServicePlus

When it comes to home protection, nothing compares to the protection provided by a ServicePlus Home Warranty. This company offers comprehensive and affordable appliance insurance protection for your home's systems. You can choose from monthly or annual plans, depending on your specific needs. ServicePlus Home Warranty can cover any appliance in your home, so you can rest easy knowing that your appliances are covered in the event of a major breakdown. You can also save money by paying monthly instead of annually.

You can choose between two plans: the Basic Plan, which covers basic repairs, and the Platinum Plan, which offers more extensive coverage. ServicePlus offers a long list of optional items, including limited roof leak coverage, additional heating and air conditioning units, central vacuums, water softeners, permanent sump pumps, and septic systems. The Platinum plan is more comprehensive, covering more systems and appliances, but you can add on more coverage if you like. Plus, the company offers a 24/7 customer support line.

The ServicePlus Home Warranty website does not offer a mobile app, but you can call customer service and get a quote. The process is simple, and it doesn't take long. In most cases, you can make a claim on your home's system or appliance within 30 days of activation. If you had an older warranty, you might be exempt from the 30-day waiting period. You can call customer service to make a claim on your system or appliance, and it will be covered within 30 days.

The cost of a ServicePlus Home Warranty depends on your state, the size of your home, and the plan you choose. Prices range from $519 per year to $699 per month, depending on what you choose. The monthly fees are lower than the annual cost. There's also a trade service call fee of approximately $45 to $60 per visit. But the yearly premium is more than worth it. This warranty will protect you in the case of a major breakage, so you can rest easy knowing that your home is covered when the unexpected happens.