Waterhouse Insurance & Financial Insurance | All You Need To Know

Their Guiding Principles. Pros of this Insurance. Insurance Products Offered, contact details.

5 min read
By Prerna
Waterhouse Insurance & Financial Insurance | All You Need To Know
Photo by Scott Graham / Unsplash

Waterhouse Insurance & Financial Services is a leader in offering superior discount insurance protection to hundreds of individuals, families, and businesses throughout Tallahassee and Florida. The success of their agency is based on their ability to provide excellent insurance coverage and customer care at low prices and their ability to understand their customers' insurance coverage and financial needs in Tallahassee, FL.

They ensure that you're covered today and in the future by providing world-class auto insurance and protection for your Auto Insurance, Home Insurance, Commercial Insurance, General Liability Insurance, and Recreational Insurance in Tallahassee. This allows you to focus on what matters most to you and your family.

Waterhouse Insurance & Financial Services' priority is to assist you in recognizing your vehicle insurance in Tallahassee needs and concerns and to put together a straightforward and easy-to-understand customized plan for your insurance needs.

They assist you in understanding the complexities of auto insurance in Tallahassee so you may look forward to a brighter, more secure future. They assess your unique insurance needs in Tallahassee and the surrounding areas, then locate the insurance company or services that will provide you with the best value for your money while also providing a higher level of safety.

They represent insurance firms that provide tried-and-true insurance products and exceptional customer service. They ensure that the Insurance and Financial Companies they represent have a stellar reputation in Tallahassee for prompt and fair service.

Their Guiding Principles

Concerns Of People: They value all people and try to continually exceed their expectations in meeting the needs of those who put their faith in them.

Integrity: They are always truthful and fair.

Personal Development: They have committed to updating their professional skills and practising life-long learning annually.

Excellence: They thrive in meeting the demands of their clients, employees, stockholders, and communities while maintaining decency, respect, honesty, and fairness in all interactions.

Quality: They take pleasure in their work's precision, thoroughness, and high quality.

Creativity: They value innovative ideas and proposals for improved procedures.

Pros: Waterhouse Insurance & Financial Insurance

There are many reasons to choose Waterhouse Insurance for all of your home, business, and auto insurance needs... because they are Tallahassee's Best Low-Cost Insurance Service.

Low Cost- They have a competitive advantage because they can quote and write for various companies.

Quality Service- Their old-fashioned commitment to excellent service, combined with the extra benefit of having Licensed Professionals on your side, will ensure that you remain a satisfied customer.

Comparative Car / Vehicle Insurance Quotes- With Auto Insurance, their Insurance Agents can instantly compare prices from various businesses, allowing you to save money on your auto insurance.

Cheap Car / Vehicle Insurance Rates- for ALL! As authorized producers of multiple Car Insurance Companies, we can find anyone at low rates! We also have low rates for young drivers, drivers with DUIs, SR22, FR44, and non-owner insurance.

Licensed Agents- Their entire staff is Florida Department of Insurance licensed, and they specialize in customizing their services to meet your specific needs.

Insurance Products Offered

Business Insurance Worker's Compensation, Commercial Liability, Director's and Officer's Insurance, Malpractice Insurance, Group Homeowners/Auto, and other business-related insurance are just a few of Waterhouse Insurance & Financial Services' services. Waterhouse Insurance & Financial Services is a full-service insurance agency that can assist your company with its insurance needs.

  1. Automobile Insurance

Safe drivers are less expensive for everyone, and they pay a lot less at Waterhouse Insurance & Financial Services. Safe drivers can save up to 45 per cent on vehicle insurance.

Some information below about low-cost auto insurance:

PROPERTY DAMAGE LIABILITY (PDL): If you are legally liable, this coverage compensates for specific damage (up to the policy's limit or maximum amount of benefits) that you or anybody covered under your policy does to another person's property while driving a car.

PERSONAL INJURY PROTECTION OR PIP: This coverage protects you whether you're driving your car or someone else's. It also covers you as a pedestrian or bicyclist if you are injured in a motor vehicle collision while in Florida. If you are involved in a car accident, PIP will cover you up to your coverage limits, regardless of who is at fault.

BODILY INJURY LIABILITY: When you are legally accountable for an accident involving your vehicle, this coverage pays for death or severe and permanent injury to others. If you are sued, your insurance provider will pay for your damages and provide legal representation up to the policy limits.

UNINSURED/UNDERINSURED MOTORIST (UM): This policy compensates for bodily injuries to you, your family, and anyone else riding in your covered vehicle due to the negligence of an uninsured or underinsured motorist. UM covers medical bills and lost wages.

MEDICAL PAYMENTS: This coverage compensates for medical expenditures incurred due to an accident up to the policy's limit. It pays for your medical bills and those of your family members or passengers, regardless of who is at fault (unlike bodily injury liability insurance).

COLLISION: If your vehicle collides with another vehicle, flips over, or crashes into an object, this coverage pays for repairs or replacement.

COMPREHENSIVE: Other than collisions, this coverage pays for losses caused by fire, theft, windstorm, vandalism, or flood. It also covers injuries sustained due to falling objects or being struck by an animal.

TOWING: Towing and roadside assistance can be added to your auto insurance policy. Even if you don't have any accidents, your insurance provider may cancel your policy if you make too many towing claims.

RENTAL REIMBURSEMENT: You may be eligible for reimbursement for car rentals up to a specific limit outlined in your policy. It applies if you are involved in an accident with your vehicle and cannot drive it.

  1. Homeowners Insurance

In the event of a covered loss, homeowners insurance can assist in the repair or rebuilding of your home and the replacement of personal belongings.

Although Florida law does not require homeowners' insurance, certain towns and counties mandate liability coverage if you have sure pets or a pool. Liability coverage compensates other persons for non-automobile-related injuries or property damage you are legally liable for.

Homeowners, condominiums, renters, and mobile home insurance are all examples of residential insurance. All of these types of insurance may cover both property and liability. Fire, wind, hail, vandalism, and theft are all covered under the property coverage. The types of risks covered vary depending on the policy you select.

Remember that your homeowner's insurance does not cover flood damage. If flood insurance is required, it is usually purchased separately from your homeowner's policy.

  1. Life Insurance

Waterhouse Insurance & Financial Services can help you get coverage for your full-time employees, partners, critical employees, or yourself and your family.

With the many Life Insurance carriers, we are appointed and licensed to provide several types of Life Insurance coverage, including Term, Whole Life, Variable Life, and Universal Life.

Contact Details

Florida LocationWaterhouse Insurance, LLC2880 Apalachee Pkwy Tallahassee, FL 32301

Phone: 850-412-1099

service@waterhouseandassociates.com